Finally, A Partner That Puts You First.
We are dedicated credit experts, committed to simplifying your financial situation. We speak your language—no confusing jargon—so you understand every step. We provide unsecured personal loans directly to you, using that money to pay off your outstanding balances immediately.
Imagine: one manageable payment, zero debt stress, and a personalized plan for a stronger credit score. Your success is our only goal.
Lending Options
Unsecured Loan
An unsecured loan is a loan without collateral, granted based on creditworthiness.
| Amount from: | $500 – $30,000 |
| Rates starting from: | 10.95% |
| Terms from: | 12 – 60 Months |
Mortgage
A mortgage is a secured loan against property, ideal for major financial needs.
| Amount from: | $15,000.00 – $5,000,000.00 |
| Rates starting from: | 8.95% |
| Terms from: | 3 – 24 Months |
Your Simple Path to Financial Freedom
1. Apply with Ease:
2. Fast Approval & Funding:
3. Focus on Your Future:
24
Years of advisory
experience
15000
Loans And
Counting
Unsecured Loan
An unsecured loan is a personal loan given without collateral, based on the borrower’s creditworthiness, for expenses like education, medical needs, or travel.
Our manager will contact you
Presenting Banking Plan & Services
Apply today and secure your funds fast.
Mortgage
A mortgage is a secured loan taken against property, offering higher loan amounts at lower interest rates. It can be used for purchasing a home, expanding a business, or meeting other major financial needs.
Our manager will contact you
Presenting Banking Plan & Services
Apply today and secure your funds fast.
Real People, Real Results
After unexpected challenges left me with multiple high-interest bills, I felt completely trapped and judged by traditional lenders. This team didn’t judge; they listened. They consolidated my debt into one low monthly loan, and less than a year later, my credit score was strong enough to qualify for a much better car loan. They truly gave me back my peace of mind.
We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate. The representative helping was fantastic.
FAQ
Frequently Asked Questions
The Basics
What exactly is LendingMoney.ca?
We are an alternative lender focused on “Credit Rehabilitation.” Unlike a bank that just gives you a loan and leaves you to it, we provide a structured path to help you pay off high-interest debt and improve your credit score over time.
Is this a payday loan?
Absolutely not. Payday loans are short-term, high-interest traps. Lending.ca provides “Installment Loans” with terms from 9 to 60 months and much lower rates. Our goal is to help you exit debt, not keep you in it.
How much can I borrow?
We offer unsecured personal loans ranging from $500 to $15,000. The amount depends on your current cash flow and your specific financial goals.
Credit & Eligibility
Can I get a loan if I have bad credit or a past bankruptcy?
Yes. While banks focus on your past, we focus on your future. We look at your current income and spending behavior to determine if a loan is right for you. We specialize in helping Canadians who have been turned away by traditional financial institutions.
Will this loan actually help my credit score?
Yes! We report your monthly payments to the major credit bureaus. By making consistent, on-time payments and using our loan to pay off “maxed-out” credit cards, you are demonstrating responsible behavior that typically leads to a higher credit score.
Do you check my credit?
Yes, we perform a credit check as part of our adjudication process. However, because we use a proprietary “Credit Risk Model,” we aren’t just looking for a high score—we’re looking for a path to help you rebuild.
Safety & Security
Is my data secure?
Security is our priority. As part of a larger financial group (LM Credit, Financial Square), we use bank-level encryption and secure SFTP/API systems to ensure your personal information is protected at every step.
The Process
What does "Direct Creditor Payment" mean?
To make your life easier, we can take the loan amount and pay your high-interest credit cards or collections accounts directly. This ensures the debt is cleared immediately so you don’t have to worry about the logistics—you just focus on your one new, affordable payment to us.
Are there any hidden fees or "exit" penalties?
None. We believe in transparency. There are no penalties for paying off your loan early. In fact, we celebrate it!
How fast can I get funded?
Our application takes minutes. Once approved, we can often fund your loan or pay your creditors within 24 to 48 hours.